US BANK (California)
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Accounts & Yield

Choose the account that fits you.

Transparent pricing. No hidden fees. Switch or upgrade anytime — and earn up to 4.00% APY on a CD today.

Get
4.00%APY*
On 4-month CD

*4.00% Annual Percentage Yield. $1,000 minimum.

Accounts

Pick your plan

Personal
FreeForever

Everyday California banking.

  • FDIC-insured checking
  • Instant internal transfers
  • Virtual debit card
  • Mobile + web banking
  • Free ACH transfers
Open Personal
Most Popular
Business
$19per month

Built for growing California businesses.

  • Multi-user access
  • Invoicing & payroll
  • Accounting integrations
  • Priority phone support
  • Higher daily limits
Open Business
Premium
$49per month

Concierge banking & high limits.

  • Dedicated banker
  • Higher transfer limits
  • Travel & purchase insurance
  • Metal debit card
  • Airport lounge access
Go Premium
High-Yield CDs

CD rates that work harder.

4 months
4.00%
APY
Min. deposit $1,000
9 months
3.85%
APY
Min. deposit $1,000
13 months
3.70%
APY
Min. deposit $1,000
24 months
3.50%
APY
Min. deposit $1,000

*APY = Annual Percentage Yield. Rates effective today and subject to change. Early withdrawal penalties may apply.